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City Finance

City Finance offer personal loans from R1 000 up to R120 000 within flexible repayment terms of up 72 months. These loans are offered at a competitive and market related interest rate. They can also be used as consolidation loans for those looking to centralize all their debit orders. All loan applications are subject to affordability assessment for responsible lending in accordance with the National Credit Act of South Africa. From the results of the assessment, City Finance will use that information to determine the amount you can afford to avoid reckless lending.

To apply, visit the City Finance website to download the application form. Complete the form and email it back to with supporting documents attached. Alternatively get fast approval by making your application online using their friendly and easy to use online forms. Below are the required documents when applying for personal loans:

  • Certified Copy of a South African ID document (Green bar coded ID)
  • Your last three (3) months’ bank statements into which your salary is deposited
  • Your latest pay slip (Monthly Earners)
  • 4 latest payslips (Weekly Earners)

You are welcome to spend the loan money however you feel fit. You can renovate a home, fix a car, handle study fees, consolidate old debts, handle medical bills and so on, you have all the freedom, there are no restrictions.

Requirements to apply for City Finance Personal Loans?

Anyone can apply for personal loans as long as they meet the following requirements.

  • You must be permanently employed for at least 6 months.
  • You must be on a monthly or weekly salary.
  • You should not be under debt review or administration
  • You should be a South African Citizen holding a green barcoded ID

City Finance Contact Information

Feel free to call City Finance 021 829 0122 for more information on how to apply for personal loans. You can also send them an email at which a consultant will be happy to assist with any information required. Alternatively log on to their website at to read more and apply online.